Interest Free Finance

• Select the item/s you want, add them to your basket and proceed to checkout
• Choose ‘Pay in interest free monthly instalments' in the payment step at checkout and press 'Complete Order'
• Fill in the quick and easy online application form on PayItMonthly's website (our finance partner)
• Choose the length of plan (2-12 months) and the start date for the plan
• Complete the secure online application and e-sign the form
• Receive an instant decision on whether or not you have passed the credit check
• If accepted, make payments on a monthly or four-weekly basis, via direct debit, phone or online card payments

• To be between 18 and 80 years of age
• To have a current UK bank account
• To have a permanent UK residence
• To have a valid UK telephone number and email address

Yes, PayItMonthly uses a third-party credit reference agency to perform credit checks on our customers. They report all payment activity to credit reference agencies.

You will need to provide some additional information to support your application, such as a Photo ID and Proof of Address.

Yes, of course. You can call PayItMonthly to make extra payments, increase your payments or pay off your balance early as and when you want to. There is no penalty involved, so there is no need to worry about being charged for doing so.

You are able to spread the cost from anywhere between 1 and 12 months, by choosing the length of term on the online application form.

PayItMonthly interest free credit is available for up to £3,000.00.

If an order's cost exceeds £3,000.00, the difference can be applied as a deposit.

For example, if you use finance towards a £4,000.00 ring, then £3,000.00 can be financed and the remainder (£1,000.00) paid directly to the AJC as a deposit. Please note that the deposit is a separate arrangement with the AJC and would need to be paid before dispatching the item.

If you are experiencing problems with making repayments, please contact PayItMonthly on 0333 212 2141 or via email at support@payitmonthly.uk and they will work with you to help resolve the issue.

PayItMonthly (a trading name of PayItMonthly Limited) is a company registered in England and Wales (09719909) and authorised and regulated by the Financial Conduct Authority (registration number: 09719909, company address: Gainsborough House,42 Bath Road, Cheltenham, GL53 7HW).

They are rated 5 stars on Trustpilot by their customers due to their excellent team and great service.

For more information please visit their website, call 0333 212 2141 or email support@payitmonthly.uk